Universal Life

SmartQuote is a web-based Quotation System featuring MetaWareJ™. It enables Life Insurance companies to stay attractive on the market responding fast to the needs of their customers. It is a user-friendly and yet fully customizable tool for their high demanding needs to promote their insurance products to the public.

  • Customizable insurance products: It is possible to independently modify existing products and construct new ones without support from the system provider. The new products can be generated using previously prepared functions. This solution significantly cuts the cost of long term system maintenance.
  • Fully customizable PDF printouts of the quotations.
  • Life Insurance leads for Agent Sale: either by using a stand-alone limited version of the system or by connecting to the head office's site (one installation many branches)
  • Online Quotes.
  • Customer registry and history of their quotes.
  • Different users (head office, agents) with different security levels and quick menu customization.
  • Provides system integration with solutions available in insurance institutions.
  • Multilingual


The SmartQuote Life Insurance system is capable of handling the following product lines:

  • Life and endowment
  • Life insurance with an investment fund (unit-linked)
  • Individual pension account and employee pension schemes
  • Benefit and capital insurance
  • Group and individual schemes

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